Civil Liability Insurance

It guarantees the risk of the insured having to compensate third parties for damages caused to them

How does civil liability insurance work?

The purpose of civil liability insurance is to transfer the liability legally attributable to the insured, within the terms and up to the contracted limits, for the payment of compensation that, under civil law, is payable to the insured due to injuries and/or damages accidentally caused to third parties resulting from exercising their commercial or industrial activity or placing products on the market, which do not present the safety conditions that could legitimately be counted on.

In our daily routine, we come across several involuntary events, but that does not mean that you and your employees will be helpless. They often occur due to circumstances that are impossible to control, which can mean a great loss of equity for the company and its partners.

Civil liability insurance for companies can be adjusted for different business activities, such as industrial and commercial establishments; hotels, inns, and restaurants; malls; pharmacies and drugstores; medical and dental clinics; schools, and universities.

It is important to note that using the advice of Valorizza Corretora de Seguros in your process of purchasing an insurance product will not bring additional costs to your company, which is advantageous for your business.

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